Gender discrimination

Implications of the European Commission guidance on Test-Achats ruling
On 22 December 2011 the European Commission (EC) issued a guideline1 on the application of the now…
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EU Gender Directive ruled out discrimination against gender in charging premium for insurance products. This prohibition prevents…
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In Pay-As-You-Drive (PAYD) automobile insurance the premium depends on the 1distance travelled and driving patterns of the…
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The purpose of this study is to estimate the influence of microeconomic determinants for men and women…
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As of December 21, 2012, the use of gender as an insurance rating category was prohibited. Any…
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Europe is seen as the engine of public policy on gender equality, particularly through Member States' implementation…
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Although existing research has documented in very wide and detailed terms the impact of the presence of…
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This paper reconsiders the wide agreement that females are more risk averse than males providing a leap…
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Analysing over 10 million journeys made by members of London’s Cycle Hire Scheme, we find that female…
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As of December 21, 2012, the use of gender as an insurance rating category was prohibited in…
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Insurers use actuarial statistics as rating variables to differentiate and distinguish for the purposes of risk classification.…
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On 1st March 2011, in the Test-Achats case, the Court of Justice of the European Union ruled…
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By examining a German insurer's risk pool for 2011 we estimate the differences in premiums that exist…
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Beginning December 21, 2012 in the European Union, gender can no longer be used as a pricing…
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The Treasury launched a consultation in December 2011 on the Government’s proposed implementation of the European Court…
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The main reason that individuals have different insurance premiums and benefits is that they have different statistically…
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A report from the National Women’s Law Center (USA)
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Unlike the U.S., the ECJ resolved question on lawfulness of the use of the gender factor in…
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A publication from Insurance Europe,  the European insurance and reinsurance federation.
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The aim of this study is to inform the ongoing policy debate, and in particular to evaluate…
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To ensure equality in relation to gender such as, for example, access to healthcare, housing, criminal justice,…
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Insurance is to a large extent based on risk selection and classification. Legislators however are inclined to…
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A paper on unisex tariffs in the European Union before the Test-Achat ruling.
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