Backed by our Forward 2026 ambitions, we will continue to transform SCOR’s organization, ways of working, and the tools available to our teams (page 24). Notably, in 2024, we have developed a comprehensive data strategy that will establish a robust data foundation and allow the Group to best harness the opportunities represented by tech and data, setting the stage for future advancements (page 34). We also introduced a flex office approach in our Paris headquarters, allowing us to reduce the carbon footprint of our operations while dedicating more space to new ways of working (page 26). The Group underwent an organizational transformation in April 2024, which was driven by the desire to streamline decision making processes, reduce silos and enable greater collaboration, and bring the entire Group closer to our clients by reducing the number of hierarchical levels. SCOR’s modernization is allowing us to enhance our operations and better support clients, while creating new opportunities for our employees (page 54). SOLUTIONS, PARTNERSHIPS, AND INNOVATION Solutions, partnerships, and innovation are at the heart of SCOR’s mission. They define our approach to serving our clients and contributing to more resilient societies. Our teams are dedicated to developing tailor-made solutions for each of our client’s unique needs. With experts around the world, we offer crucial local insights while being backed by our global expertise, understanding of big-picture insights, and overarching risk knowledge. This collaborative approach among teams allows us to adapt solutions, share insights and previous learning, and proactively meet clients’ evolving needs. SCOR’s solutions are powered by a wealth of technical expertise that goes far beyond (re)insurance and risk management expertise. Many of our employees bring decades of experience from various industries – aeronautics, energy, agricultural, medical disciplines, scientific research positions, and more. This deep technical knowledge ensures our proposals are thoroughly researched and technically sound and have the potential to significantly impact our clients and societies. But these solutions aren’t created in a vacuum: our success is built upon and dependent on strong partnerships. We engage deeply with clients, insurers, brokers, and other stakeholders within and beyond the (re)insurance industry to co-create solutions that deliver mutual value. We align our capabilities with clients’ needs to address the evolving market and societal demands. “Solutions, partnerships, and innovation are at the heart of SCOR’s mission.” F.B. FABRICE BRÉGIER Chairman of the Board THIERRY LÉGER Chief Executive Officer 12 ACTIVITY REPORT 2024
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