EMMANUEL ROBIN Auto Underwriting Innovation Manager CAN YOU EXPLAIN MORE ABOUT WHAT PARTNERS LIKE CAAREA, DRIVEQUANT, AND SLEEP ADVICE TECHNOLOGIES (SAT) DO AND SCOR’S RELATIONSHIP WITH THEM? E.R. CAAREA is an InsurTech specialized in the field of Automotive Affinity solutions. Together, we offer both capacity and service to our clients and help them to save time launching products they don’t know by building tailor-made offers and assisting our clients with pricing, claims management, monitoring, and more. D riveQuant is a leading smartphone telematics company. Together, SCOR and DriveQuant have created a connected, pay-as-you-drive personal motor insurance solution, Scii, which includes safety, ecodrive, and anti-distraction features. With this partnership, SCOR brings our reinsurance capacity, actuarial consulting services, and insurance market expertise, while DriveQuant provides the technology implementation, driving data, and scores for analysis and tariff development. S AT is a startup that specializes in driver fatigue tracking technology, which is crucial for enhancing road safety. Our partnership with SAT focuses on integrating this technology into our mobility solutions to address the risks associated with driver fatigue. HOW DOES SCOR ENSURE THAT THE SOLUTIONS DEVELOPED THROUGH PARTNERSHIPS ARE TAILORED TO MEET THE UNIQUE NEEDS OF OUR CLIENTS IN DIFFERENT REGIONS? E.R. We take a proactive approach to identifying partners with strong knowledge of local market conditions. But just as important is partnering with our clients so that we can understand their needs and ensure that the solutions developed with our partners address factors specific to their market. WHAT EMERGING TECHNOLOGIES OR TRENDS DO YOU BELIEVE WILL HAVE THE MOST SIGNIFICANT IMPACT ON SCOR’S MOBILITY BUSINESS IN THE NEXT FIVE YEARS? E.R. The rise of ACES — Autonomous, Connected, Electric, and Shared vehicles — will continue to transform the mobility landscape, particularly with the constant flow of new technologies we’ve seen in recent years. SCOR is actively monitoring developments in these areas to understand their implications for risk management and insurance coverage. “Just as important is partnering with our clients so that we can understand their needs.” E.R. CONTRIBUTOR INTERVIEW TRANSFORMING TOMORROW WITH OUR SOLUTIONS 67
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