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SCOR’s Biological Age Model Sven Ebert
BAM is an offer to live healthier...
SCOR developed the Biological Age Model (BAM) based on a personal health data set of 18,000 individuals, with a 20-year follow-up period cross checked with a database of 6,000 individuals and a 13 years follow-up
BAM is an offer to live healthier...
BAM is an offer to live healthier...
Concept
SCOR developed the Biological Age Model (BAM) based on a personal health data set of 18,000 individuals, with a 20-year follow-up period cross checked with a database of 6,000 individuals and a 13 years follow-up
Standard risk at 4,000 steps per day
Reduction of risk at 10,000 steps per day
Concept
Standard Risk at 4,000 steps per day
Corresponding
new position
Correspon on the mortalitpyosition o
risk curve
mortality r
ding new n the
isk curve
Reduction of risk at 10K steps per day
Biological age
SCOR developed the Biological Age Model (BAM) based on a personal health data set of 18,000 individuals, with a 20-year follow-up period cross checked with a database of 6,000 individuals and a 13 years follow-up
Biological age
Physical age
Physical age
3
directly or through rewards like co ee vouchers, tness gear or down pay- ments on wearables and work as an incentive to stay active.
With the help of GARMIN, we evolved this model. Today it is not only based on steps, but we also take into account a person’s body mass index or BMI, rest- ing heart rate, hours of sleep and active calories per day, i.e. the calories spent in excess of doing absolutely nothing. The solution is ready for immediate implementation via our GoodLife App which is fully compatible with 95% of all wearables in the market and can of course be white labelled or plugged into other solutions.
In a nutshell, BAM aims to make the consumer insurance experience easier, simpler and just more enjoyable than it is today. It helps insurance companies engage with their customers and allows them to play their role in help- ing society face lifestyle-related chal- lenges. We at SCOR are very excited about bringing such a solution to our clients and their customers.
The solution is ready for immediate implementation via our GoodLife App which is fully compatible with 95% of all wearables in the market.
24 THE SCOR SWEDEN RE MAGAZINE 2019
If you or your company would like to nd out more about BAM or are interested in an implementation of such solution please do not hesitate to contact Katarina Wahldén at + 46 8 440 82 77 or katarina.wahlden@swedenre.se
Risk
Risk