Solvency & Reinsurance in Europe – Review of the Solvency II Report - Year End 2024

This report looks at what is the optimal solvency ratio for an insurance company, or in other words, what is the optimal balance between risk and capitalization, and how P&C reinsurance contributes to achieving this ratio. 

For the second time, following a comprehensive analysis of the data publicly disclosed by 2,500 insurance companies in Europe (including the UK and Switzerland) in 2025, the report provides some insight on these questions, along with a few benchmarks.
 

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