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SCOR in partnership with the Society of Actuaries (SOA) completed an experience study of post-level term (PLT) life insurance lapse and mortality, U.S. Post-Level Term Lapse and Mortality Experience.

The rate of change is accelerating across our business and in industries that impact our business. What has made us successful in the past is not going to be sufficient for us to thrive into the future.

Analysis performed by SCOR’s U.S.

While the drivers of population mortality do influence life-insured experience, there are also very large effects on life-insured mortality due to the policy purchasing process.

The rate of change is accelerating across our business and in industries that impact our business.

SCOR's Agile teams collaborate across business functions to make SCOR an innovative, customer focused, Agile organization. 

Innovation is crucial to the long-term performance of any organization, and a culture of continuous improvement is the best way to build an innovative team.

The large U.S.

Predictive models are an incredibly powerful tool with the potential to drive the life insurance industry, but the predictive power of a model should be supported by a rules-based safety net. 

The solution to stop the epidemic of diabetes won’t be simple or fast, and it will require a coalition approach.

​Optimizing post-level term (PLT) profitability is more important than ever as the number of term policies in the PLT period continues to grow.

Health and wellness programs can help policyholders live longer and healthier lives. The Number Needed to Treat is one tool for evaluating the effectiveness of these programs.