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Underwriting must accommodate the foundational changes entering the industry, like it or not. For some, this presents welcome opportunity; but for others, it represents the discomfort and threat of change.

The benefits of accelerated underwriting to applicants, direct companies and reinsurers are clear – faster, less intrusive, cost-effective underwriting with minimal mortality slippage, especially in programs that make

Accelerated underwriting programs are becoming more prevalent, and it will be years before we have credible mortality data to assess the long-term effectiveness of these programs.

SCOR as the researcher and in collaboration with the Society of Actuaries released a predictive modeling study of post-level term (PLT) life insurance lapse and mortality, U.S.

SCOR in partnership with the Society of Actuaries (SOA) completed an experience study of post-level term (PLT) life insurance lapse and mortality, U.S. Post-Level Term Lapse and Mortality Experience.

The rate of change is accelerating across our business and in industries that impact our business. What has made us successful in the past is not going to be sufficient for us to thrive into the future.

Analysis performed by SCOR’s U.S.

While the drivers of population mortality do influence life-insured experience, there are also very large effects on life-insured mortality due to the policy purchasing process.

The rate of change is accelerating across our business and in industries that impact our business.

SCOR's Agile teams collaborate across business functions to make SCOR an innovative, customer focused, Agile organization. 

Innovation is crucial to the long-term performance of any organization, and a culture of continuous improvement is the best way to build an innovative team.

The large U.S.