All insurers aspire to pay every claim that lands on their desk. The claims process is the “moment of truth”, and our aim is to help vulnerable people; those with critical illnesses and the recently bereaved with the financial support they need, when that need it at its greatest. As an industry, we support thousands of customers, and the figures recently released by the ABI are testament to that.
In 2017 I wrote an article on how the use of modulators could potentially lead to a shift in how we approach Cystic Fibrosis (CF) from an underwriting perspective. At the time modulators had been around for approximately 5 years and were offering promising outcomes for the select CF sufferers who were fortunate enough to be eligible for the drugs. I wrote about the future of CF being bright and how the insurance industry may need to refine its underwriting approach to the condition, which, was falling into the ‘uninsurable’ category for the most part.
As SCOR celebrates the 10th anniversary of our publication SCORacle, it’s fitting that we report on a subject that appeared in our very first edition back in November 2014 yet remains as ever very topical, e-cigarettes (e cigs) /vaping.
Over the last 10 years, we have been true to our word, keeping you, our audience informed of developments and news on e-cigarettes /vaping usage as well as looking at potential risks as we all learned more on published research.
In this article, which first appeared online in The Actuary Magazine on 29th October, Vicky Gardner, Head of Data Analytics Solutions considers the impact of Generative AI on life and health underwriting.
The World Health Organization (WHO) estimates that between 2030 and 2050, climate change will contribute to approximately 250,000 additional deaths annually due to under-nutrition, diseases, and heat stress alone. In this article, Kyle Armstrong, Protection R&D lead, takes a closer look at the impact this is having on mortality.
Fostering a sense of community and continuous professional growth among employees is crucial. Recognizing this need, SCOR launched the Young Professionals Network in 2021to provide young employees with opportunities for networking, social connection, professional development, and career growth.
Dear Younger Self,
It’s me… I mean, you… 30 years from now. I have this opportunity to share back to you a few things from the future. So, let’s start with the important stuff… Enjoy your hair – it won’t last long.
But seriously, I’m a different person than I was 30 years ago. I guess if you don’t learn something over the next three decades, you’re doing something wrong.
In den vergangenen Jahren gab es immer wieder Diskussionen rund um das Thema Befristung von Leistungen für einen in der Vergangenheit abgeschlossenen BU-Zeitraum.
Das folgende Gespräch führte unser schwedischer Kollege Fredrik Lannsjö mit Andreas Döring, der mit seinem Team aufgrund der Bedeutung von Daten und der strategischen Fokussierung auf biometrische Produkte, Datenanalyse als neuen Kundenservice aufgebaut hat. Wie schon in der Risiko- und Leistungsprüfung profitieren unsere Kunden und Partner auch im Bereich der statistischen Analyse von unserem Wissen und unserer Erfahrung.
