About Life & Health

Contributing to the development of a new Life insurance ecosystem, to make a positive and significant impact on people’s lives and on Society as a whole

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about scor global life

We are well positioned to build the future of Life insurance

Life & Health ranks among the top four Life reinsurers worldwide. Powerful collaboration and long-term relationships with clients around the globe allow us to support insurers as they develop a new Life ecosystem to adapt to the emergence of disruptive and technologically savvy third-party players. Life & Health has gained a leadership position by providing a complete range of protection, longevity and financial solutions. For nearly 50 years, our dedicated local teams have placed people at the heart of their business, offering superior reinsurance products and services.

Life & Health allows the strength and talents of its teams to emerge and prosper as it supports clients through the changing Life insurance ecosystem. We aim to make a positive, significant impact on lives and on Society, improving health and wellbeing. We aim to make Life insurance more relevant and desirable, and to bring protection and peace of mind to as many people as possible. Working closely with its clients and business partners, Life & Health leverages data, risk knowledge and technology to create a consumer-centered insurance experience.


Who are we at Life & Health?


Life & Health Key Figures

What is our role as a reinsurer?

In addition to our traditional role, which consists in providing financial protection to our insurance company clients by handling large risks, we see our role as the following:


We want to understand where our clients want to go, their key initiatives, and the challenges they are facing.

Trusted Advisors

We want to support our clients by providing advice and benchmarking.


Data, analytics, and co-development can hasten innovation.


We want to play a larger role in providing industry guidance and direction with regard to regulation.


At SCOR, we provide protection and peace of mind at each point of the consumer journey

For the past few years, SCOR's Life & Health business has been seriously looking towards the future of the Life insurance industry. Our Life & Health leaders and expert teams began this process with an initial reflection on key questions such as “Why are we in this business”? and “What is our purpose”? Through personal introspection and exploration, a simple, yet powerful message unfolded: “Because life is precious, we value life”. 

Today, “life is precious, we value life” has become our core purpose, not only transforming our business strategies and relationships with clients, but also positively impacting the lives of our many employees around the world, who are proud to be a part of an organization committed to making a meaningful difference to millions of lives through Life & Health insurance. 

Our teams have developed products and solutions that help our clients to provide protection and peace of mind, at each point in their consumer journey.

Customer journey

To learn more about our Products and Services, click here



Providing Peace of Mind and support during the COVID-19 Crisis

SCOR’s Executive Committee reacted very quickly and called upon organizations and individuals to take immediate action to slow down the spread of COVID-19.


“Quantum Leap”: our strategic plan

The “Quantum Leap” strategic plan was presented to investors in September 2019. For Life & Health, the plan is built around four pillars.


To maximize our global relevance, Life & Health will focus resources on markets and initiatives where we can have the greatest impact. We will innovate to address protection gaps and create long-lasting value for ourselves, our clients and the end consumer. 

Life & Health is well positioned to have an impact in the U.S. by innovating to bring more protection to more people. Our largest Life reinsurance market, both in terms of value of new business and size of the in-force, the U.S. presents many opportunities to offer accessible and affordable insurance, and to positively impact health outcomes.

SCOR’s data and knowledge will continue to enable Life & Health to deliver solutions for clients across the entire value chain – solutions that will translate into powerful business outcomes. We aim to redesign the consumer journey, putting people at the center and helping them to live healthier, happier lives. 

By focusing on value creation, maximizing impact and optimizing our risk profile, Life & Health will fulfill the ultimate objective of our work: translating everything we do into a profitable, sustainable, and resilient business. 


Working together to meet local needs

SCOR's Life & Health business is centered around nine macro markets. This structure enables our local teams to leverage global know-how while remaining well connected to our clients, in order to meet the diverse needs of their consumers. 

The nine macro markets represent a vital network of local experts who are passionate about meeting the insurance needs of local communities through innovative solutions, working closely with other SCOR locations to leverage knowledge globally.  

Macro markets