SCOR Live Blog


SCOR Global Life continues to promote Healthy lifestyles in Asia-Pacific by collaborating with Garmin® health for its Biological Age Model

Collaboration with Garmin Health will enable SCOR Global Life’s Biological Age Model (BAM) to integrate more biometric data into its algorithm and deliver underwriting insights

The popularity of wearables is soaring, and consumers are more connected and health-conscious today than ever before. Understanding the importance of wearable data in influencing the way people live, SCOR Global Life developed and launched BAM last year to empower consumers to make better informed lifestyle choices.


The foundation of BAM lies in the correlation between the number of steps taken per day and mortality and critical illness risks. For instance, a person averaging 10,000 steps daily reduces their chances of getting cardiovascular disease by 10 to 20 percent compared to an inactive peer, depending on their current age[1].


Through this new collaboration with Garmin Health, SCOR Global Life will enhance BAM by analyzing health metrics generated by Garmin wearables. Insurers will now have a more accurate assessment of an individual’s biological age, minimizing their risk and purchase cycles while delivering competitive pricing. This collaboration will boost BAM’s adaptability for diverse markets and help SCOR Global Life pave the way for the future of continuous underwriting.


More importantly, the collaboration with Garmin Health strengthens SCOR Global Life’s dedication to delivering a positive impact to people’s health. BAM offers policyholders whose biological age is lower than their chronological age incentives such as premium discounts, health and wellness coaching, and rewards, ultimately encouraging them to develop healthier habits.


“We are excited about the Garmin collaboration as it underscores the real value of BAM by a leader in the wearables industry,” said Vincent Lepez, Asia-Pacific Deputy CEO at SCOR Global Life. “We are starting the year strong with two project launches, one in China (JD China) and one in Malaysia (Hong Leong Assurance), and we will be continuing this momentum in the coming months by bringing more BAM and Garmin products into several markets across the region. Our unwavering commitment to enhancing BAM mirrors our passion to help people lead healthier lives.”


“Garmin Health is excited to work with a globally recognized reinsurance company like SCOR Global Life that shares the commitment to improve customers’ health and bring innovative digital health solutions to the market,” said Joern Watzke, Director Global Business Development, Garmin Health. “Combining the health data from Garmin wearables with the analytical capabilities of BAM creates a powerful solution for both insurance companies and their customers.”


The ever-expanding Garmin fitness segment develops technologies to enhance and promote healthy and active lifestyles. Garmin Health provides enterprise solutions that leverage Garmin wearables and the high-quality sensor data they product for applications in the corporate wellness, population health, and patient monitoring markets.


For more information on the Biological Age model, please click here.



About Garmin
Garmin International, Inc., is a subsidiary of Garmin Ltd. (Nasdaq: GRMN). Garmin Ltd. is incorporated in Switzerland, and its principal subsidiaries are located in the United States, Taiwan and the United Kingdom. Garmin is registered trademarks of Garmin Ltd.  All rights reserved.

[1]Physical activity and risk of breast cancer, colon cancer, diabetes, ischemic heart disease, and ischemic stroke events: systematic review and dose-response meta-analysis for the Global Burden of Disease Study 2013; Association of regular physical activity with total and cause-specific mortality among middle-aged and older Chinese: a prospective cohort study