Is Underwriting a Professional Basketball Player a Slam Dunk?



Basketball is one of the most popular sports in the world, attracting 2.2 billion fans not only in the US, its country of origin, but also in other countries such as China, Canada, Australia, Germany, France, Japan, and others. Elite basketball athletes are hailed as superstars in their home countries and worldwide, enjoying remarkable career success. But people often forget that those superstars also face hidden risks each day. Behind their glamorous life on and off the court, they are under significant health and life risks, facing high costs as a result of injury, diseases, mental health, and other issues, often without sufficient insurance coverage.

This report will focus on health and life risks associated with professional basketball players. Through our analysis, we provide underwriters and insurance professionals with a deeper understanding of how complex and increasing risks should be considered during the insurance application process. In addition, we feature two mock underwriting case studies from different markets to give readers a glimpse of how SCOR’s Life & Health underwriters assess cases. We conclude by highlighting factors to consider in underwriting high-profile professional basketball players.

We invite you to follow this series as we tour the world of extreme sports, tapping into SCOR’s network of expert insurance professionals – and amateur athletes – whose passion and knowledge allow SCOR to break through common misconceptions and offer a better understanding of the true risks surrounding extreme sports for amateurs, professionals, and – occasionally – even spectators. We will also explore the most recent trends and the implications of new medical developments, predict how a changing climate and other evolving factors might impact these sports.


Did you miss the first articles in the series? Catch up here:


Head of Underwriting SCOR Germany
Underwriting Quality Assurance
Titre du bloc
2024-03-SCOR_LH_EV_Extreme sports - basketball_cover
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