Alternative Solutions


Alternative solutions
alt sol icons


The Alternative Solutions team focuses on the development of customized, non-traditional, and new products/solutions when conventional (re)insurance is inadequate or unavailable. Leveraging SCOR’s diversified capital and the risk knowledge of its underwriters, the team provides (re)insurance solutions for Capital Optimization, Earnings and Cash Flow Volatility management, Protection Gap cover and Special Situation needs.


Risk appetite

  • Traditional lines of business (Property, Liability, Credit, ...)
  • Non-standard risks or perils such as non-damage financial loss, business risks (loss of revenues, cost overrun, liquidated damages, etc.)

Products can be:

  • Adverse Development Cover / Loss Portfolio Transfer
  • Multi-line of business / multi-year Excess of Loss
  • Parametric / Index based solutions
  • Self-insured retention scheme
  • Solvency Relief Quota-Share
  • Stop-loss / Aggregate cover


iconInsurance or reinsurance licenses with a paper-flexible approach.


Contact us

eric le mercier

Eric Le Mercier has been Chief Underwriting Officer of Alternative Solutions since 2019. Eric joined SCOR in 2015, initially as Deputy Chief Underwriting Officer of the unit. With more than 25 years of experience in finance and (re)insurance, he has gained considerable experience in the various aspects of alternative risk transfer techniques. He has particular expertise in solutions designed for capital relief and the reduction of earnings volatility.