SCOR SE India Branch

Financial and regulatory information about SCOR's branch in India

As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying “The Art & Science of Risk”, SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society.

The Group generated premiums of EUR 19.7 billion in 2022 and serves clients in more than 160 countries from its 35 offices worldwide.

SCOR has been writing business with Indian clients since 1973 and established a liaison office in India in 2005.

In 2016, SCOR achieved a new milestone in its application to open a composite branch office in India, demonstrating the Group’s commitment to the Indian market and to the continued provision of services to its clients in the country.

SCOR's P&C business has developed strong business relationships in India, providing treaty and facultative solutions to its clients there. Moreover, it is actively working with its clients to develop specialty covers, notably on the agriculture and credit portfolios. SCOR also has a longstanding presence in the Indian life reinsurance market, building on its strong local critical illness and life expertise.

SCOR SE – India Branch is committed to enhancing its local resources in order to provide its Indian clients with tailor-made reinsurance solutions.

Public Disclosures

Financial Year April 2023 – March 2024

Accordion

Half Yearly Disclosures

	Form No.	Description
1	NL-1-B-RA	Revenue Account
2	NL-2-B-PL	Profit and Loss Account
3	NL-3A-B-BS	Balance Sheet
4	NL-4-PREMIUM SCHEDULE	Premium
6	NL-6-COMMISSION SCHEDULE	Commission
7	NL-7-OPERATING EXPENSES SCHEDULE	Operating Expenses
10	NL-10-RESERVE AND SURPLUS SCHEDULE	Reserves and Surplus
	NL-10A-HEAD OFFICE ACCOUNT SCHEDULE	Head Office Account (FRBs)
11	NL-11-BORROWING SCHEDULE	Borrowings
12	NL-12- INVESTMENT SCHEDULE (SHAREHOLDERS) NL-12A-INVESTMENT SCHEDULE (POLICYHOLDERS) AGGREGATE VALUE OF INVESTMENTS OTHER THAN EQUITY SHARES AND MUTUAL FUND	Investment
13	NL-13-LOANS SCHEDULE	Loans
14	NL-14-FIXED ASSETS SCHEDULE	Fixed Assets
15	NL-15-CASH AND BANK BALANCE SCHEDULE	Cash and Bank Balance
16	NL-16A-ADVANCES AND OTHER ASSETS SCHEDULE	Advances & Other Assets (FRBs)
17	NL-17A-CURRENT LIABILITIES SCHEDULE	Current Liabilities (FRBs)
18	NL-18-PROVISIONS SCHEDULE	Provisions
19	NL-19-MISC EXPENDITURE SCHEDULE	Misc Expenditure
21	NL-21-RELATED PARTY TRANSACTIONS SCHEDULE	Related Party Transactions
28	NL-28-STATEMENT OF INVESTMENT ASSETS AND STATEMENT OF ACCRETION OF ASSETS	Investment assets and Accretion of Assets
29	NL-29-DEBT SECURITIES	Debt Securities
30	NL-30-NON PERFORMING ASSETS	Non performing assets
31	NL-31-STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT	Investment and Investment Income
32	NL-32-STATEMENT OF DOWN GRADED INVESTMENTS	Down graded investment, Investment Rating and Infra investment rating
33	NL-33-REINSURANCE/RETROCESSION RISK CONCENTRATION	Reinsurance Risk Concentration
41	NL-41-OFFICE INFORMATION	Office Information
42	NL-42-KEY MANAGEMENT PERSONS	Board of Directors & Management Person
46	NL-46-VOTING ACTIVITY DISCLOSURE UNDER STEWARDSHIP CODE	Voting Activity disclosure under Stewardship Code

Financial Year April 2022 – March 2023

Accordion

Yearly Disclosures

	Form No.	Description
1	NL-1-B-RA	Revenue Account
2	NL-2-B-PL	Profit and Loss Account
3	NL-3A-B-BS	Balance Sheet
4	NL-4-PREMIUM SCHEDULE	Premium
6	NL-6-COMMISSION SCHEDULE	Commission
7	NL-7-OPERATING EXPENSES SCHEDULE	Operating Expenses
10	NL-10-RESERVE AND SURPLUS SCHEDULE	Reserves and Surplus
	NL-10A-HEAD OFFICE ACCOUNT SCHEDULE	Head Office Account (FRBs)
11	NL-11-BORROWING SCHEDULE	Borrowings
12	NL-12- INVESTMENT SCHEDULE (SHAREHOLDERS) NL-12A-INVESTMENT SCHEDULE (POLICYHOLDERS) AGGREGATE VALUE OF INVESTMENTS OTHER THAN EQUITY SHARES AND MUTUAL FUND	Investment
13	NL-13-LOANS SCHEDULE	Loans
14	NL-14-FIXED ASSETS SCHEDULE	Fixed Assets
15	NL-15-CASH AND BANK BALANCE SCHEDULE	Cash and Bank Balance
16	NL-16A-ADVANCES AND OTHER ASSETS SCHEDULE	Advances & Other Assets (FRBs)
17	NL-17A-CURRENT LIABILITIES SCHEDULE	Current Liabilities (FRBs)
18	NL-18-PROVISIONS SCHEDULE	Provisions
19	NL-19-MISC EXPENDITURE SCHEDULE	Misc Expenditure
21	NL-21-RELATED PARTY TRANSACTIONS SCHEDULE	Related Party Transactions
22	NL-22-RECEIPTS AND PAYMENT SCHEDULE	Receipts & Payment Statement
23	NL-23 - SOLVENCY MARGIN - GI-TA	Statement of Admissible Assets
24	NL-24 - SOLVENCY MARGIN - GI-TR	Statement of Liabilities
25	NL-25 - SOLVENCY MARGIN - GI-SM-TABLE IA	Required Solvency Margin
26	NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB	Solvency Margin
28	NL-28-STATEMENT OF INVESTMENT ASSETS AND STATEMENT OF ACCRETION OF ASSETS	Investment assets and Accretion of Assets
29	NL-29-DEBT SECURITIES	Debt Securities
30	NL-30-NON PERFORMING ASSETS	Non performing assets
31	NL-31-STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT	Investment and Investment Income
32	NL-32-STATEMENT OF DOWN GRADED INVESTMENTS	Down graded investment, Investment Rating and Infra investment rating
33	NL-33-REINSURANCE/RETROCESSION RISK CONCENTRATION	Reinsurance Risk Concentration
41	NL-41-OFFICE INFORMATION	Office Information
42	NL-42-KEY MANAGEMENT PERSONS	Board of Directors & Management Person
46	NL-46-VOTING ACTIVITY DISCLOSURE UNDER STEWARDSHIP CODE	Voting Activity disclosure under Stewardship Code

Half Yearly Disclosures

	Form No.	Description
1	NL-1-B-RA	Revenue Account
2	NL-2-B-PL	Profit and Loss Account
3	NL-3A-B-BS	Balance Sheet
4	NL-4-PREMIUM SCHEDULE	Premium
6	NL-6-COMMISSION SCHEDULE	Commission
7	NL-7-OPERATING EXPENSES SCHEDULE	Operating Expenses
10	NL-10-RESERVE AND SURPLUS SCHEDULE	Reserves and Surplus
	NL-10A-HEAD OFFICE ACCOUNT SCHEDULE	Head Office Account (FRBs)
11	NL-11-BORROWING SCHEDULE	Borrowings
12	NL-12- INVESTMENT SCHEDULE (SHAREHOLDERS)	Investment
	NL-12A-INVESTMENT SCHEDULE (POLICYHOLDERS)
	AGGREGATE VALUE OF INVESTMENTS OTHER THAN EQUITY SHARES AND MUTUAL FUND
13	NL-13-LOANS SCHEDULE	Loans
14	NL-14-FIXED ASSETS SCHEDULE	Fixed Assets
15	NL-15-CASH AND BANK BALANCE SCHEDULE	Cash and Bank Balance
16	NL-16A-ADVANCES AND OTHER ASSETS SCHEDULE	Advances & Other Assets (FRBs)
17	NL-17A-CURRENT LIABILITIES SCHEDULE	Current Liabilities (FRBS)
18	NL-18-PROVISIONS SCHEDULE	Provisions
19	NL-19-MISC EXPENDITURE SCHEDULE	Misc Expenditure
21	NL-21-RELATED PARTY TRANSACTIONS SCHEDULE	Related Party Transactions
28	NL-28-STATEMENT OF INVESTMENT ASSETS AND STATEMENT OF ACCRETION OF ASSETS	Investment assets and Accretion of Assets
29	NL-29-DEBT SECURITIES	Debt Securities
30	NL-30-NON PERFORMING ASSETS	Non performing assets
31	NL-31-STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT	Investment and Investment Income
32	NL-32-STATEMENT OF DOWN GRADED INVESTMENTS	Down graded investment, Investment Rating and Infra investment rating
33	NL-33-REINSURANCE/RETROCESSION RISK CONCENTRATION	Reinsurance Risk Concentration
41	NL-41-OFFICE INFORMATION	Office Information
42	NL-42-KEY MANAGEMENT PERSONS	Board of Directors & Management Person
46	NL-46-VOTING ACTIVITY DISCLOSURE UNDER STEWARDSHIP CODE	Voting Activity disclosure under Stewardship Code

Financial Year April 2021 – March 2022

Accordion

Yearly Disclosures

	Form No.	Description
1	NL-1-B-RA	Revenue Account
2	NL-2-B-PL	Profit and Loss Account
3	NL-3A-B-BS	Balance Sheet
4	NL-4-PREMIUM SCHEDULE	Premium
6	NL-6-COMMISSION SCHEDULE	Commission
7	NL-7-OPERATING EXPENSES SCHEDULE	Operating Expenses
10	NL-10-RESERVE AND SURPLUS SCHEDULE	Reserves and Surplus
	NL-10A-HEAD OFFICE ACCOUNT SCHEDULE	Head Office Account (FRBs)
11	NL-11-BORROWING SCHEDULE	Borrowings
12	NL-12- INVESTMENT SCHEDULE (SHAREHOLDERS)	Investment
	NL-12A-INVESTMENT SCHEDULE (POLICYHOLDERS)
	AGGREGATE VALUE OF INVESTMENTS OTHER THAN EQUITY SHARES AND MUTUAL FUND
13	NL-13-LOANS SCHEDULE	Loans
14	NL-14-FIXED ASSETS SCHEDULE	Fixed Assets
15	NL-15-CASH AND BANK BALANCE SCHEDULE	Cash and Bank Balance
16	NL-16A-ADVANCES AND OTHER ASSETS SCHEDULE	Advances & Other Assets (FRBs)
17	NL-17A-CURRENT LIABILITIES SCHEDULE	Current Liabilities (FRBs)
18	NL-18-PROVISIONS SCHEDULE	Provisions
19	NL-19-MISC EXPENDITURE SCHEDULE	Misc Expenditure
21	NL-21-RELATED PARTY TRANSACTIONS SCHEDULE	Related Party Transactions
22	NL-22 - RECEIPTS AND PAYMENT SCHEDULE	Receipts & Payment Statement
23	NL-23 - SOLVENCY MARGIN - GI-TA	Statement of Admissible Assets
24	NL-24 - SOLVENCY MARGIN - GI-TR	Statement of Liabilities
25	NL-25 - SOLVENCY MARGIN - GI-SM-TABLE IA	Required Solvency Margin
26	NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB	Solvency Margin
28	NL-28-STATEMENT OF INVESTMENT ASSETS AND STATEMENT OF ACCRETION OF ASSETS	Investment assets and Accretion of Assets
29	NL-29-DEBT SECURITIES	Debt Securities
30	NL-30-NON PERFORMING ASSETS	Non performing assets
31	NL-31-STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT	Investment and Investment Income
32	NL-32-STATEMENT OF DOWN GRADED INVESTMENTS	Down graded investment, Investment Rating and Infra investment rating
33	NL-33-REINSURANCE/RETROCESSION RISK CONCENTRATION	Reinsurance Risk Concentration
41	NL-41-OFFICE INFORMATION	Office Information
42	NL-42-KEY MANAGEMENT PERSONS	Board of Directors & Management Person
46	NL-46-VOTING ACTIVITY DISCLOSURE UNDER STEWARDSHIP CODE	Voting Activity disclosure under Stewardship Code

Half Yearly Disclosures

	Form No.	Description
1	NL-1-B-RA	Revenue Account
2	NL-2-B-PL	Profit and Loss Account
3	NL-3A-B-BS	Balance Sheet
4	NL-4-PREMIUM SCHEDULE	Premium
5	NL-5-CLAIMS SCHEDULE	Claims Incurred
6	NL-6-COMMISSION SCHEDULE	Commission
7	NL-7-OPERATING EXPENSES SCHEDULE	Operating Expenses
10	NL-10-RESERVE AND SURPLUS SCHEDULE	Reserves and Surplus
	NL-10A-HEAD OFFICE ACCOUNT SCHEDULE	Head Office Account (FRBs)
11	NL-11-BORROWING SCHEDULE	Borrowings
12	NL-12- INVESTMENT SCHEDULE (SHAREHOLDERS)	Investment
	NL-12A-INVESTMENT SCHEDULE (POLICYHOLDERS)
	AGGREGATE VALUE OF INVESTMENTS OTHER THAN EQUITY SHARES AND MUTUAL FUND
13	NL-13-LOANS SCHEDULE	Loans
14	NL-14-FIXED ASSETS SCHEDULE	Fixed Assets
15	NL-15-CASH AND BANK BALANCE SCHEDULE	Cash and Bank Balance
16	NL-16A-ADVANCES AND OTHER ASSETS SCHEDULE	Advances & Other Assets (FRBs)
17	NL-17-CURRENT LIABILITIES SCHEDULE	Current Liabilities
18	NL-18-PROVISIONS SCHEDULE	Provisions
19	NL-19-MISC EXPENDITURE SCHEDULE	Misc Expenditure
20	NL-20-ANALYTICAL RATIOS SCHEDULE	Analytical Ratios
21	NL-21-RELATED PARTY TRANSACTIONS SCHEDULE	Related Party Transactions
23	NL-23 - SOLVENCY MARGIN - GI-TA	Statement of Admissible Assets
24	NL-24 - SOLVENCY MARGIN - GI-TR	Statement of Liabilities
25	NL-25 - SOLVENCY MARGIN - GI-SM-TABLE IA	Required Solvency Margin
26	NL-26 - SOLVENCY MARGIN - GI-SM-TABLE IB	Solvency Margin
28	NL-28-STATEMENT OF INVESTMENT ASSETS AND STATEMENT OF ACCRETION OF ASSETS	Investment assets and Accretion of Assets
29	NL-29-DEBT SECURITIES	Debt Securities
30	NL-30-NON PERFORMING ASSETS	Non performing assets
31	NL-31-STATEMENT OF INVESTMENT AND INCOME ON INVESTMENT	Investment and Investment Income
32	NL-32-STATEMENT OF DOWN GRADED INVESTMENTS	Down graded investment, Investment Rating and Infra investment rating
33	NL-33-REINSURANCE/RETROCESSION RISK CONCENTRATION	Reinsurance Risk Concentration
40	NL-40-UNDERWRITING PERFORMANCE	Segmental Underwriting Performance
41	NL-41-OFFICE INFORMATION	Office Information
42	NL-42-KEY MANAGEMENT PERSONS	Board of Directors & Management Person
46	NL-46-VOTING ACTIVITY DISCLOSURE UNDER STEWARDSHIP CODE	Voting Activity disclosure under Stewardship Code

Financial Year April 2020 - March 2021

Accordion

Financial disclosures NL 1 to NL 20

	Documents	Web
NL1	Revenue Account	View
NL2	Profit & Loss Account	View
NL3	Balance Sheet	View
NL4	Premium	View
NL5	Claims incurred	View
NL6	Commission	View
NL7	Operating Expenses	View
NL8	Share Capital	View
NL9	Pattern of Shareholding	View
NL10	Reserves and Surplus	View
NL11	Borrowings	View
NL12	Investment	View
NL13	Loans	View
NL14	Fixed Assets	View
NL15	Cash And Bank Balance	View
NL16	Advances & Other Assets	View
NL17	Current Liabilities	View
NL18	Provisions	View
NL19	Misc Expenditure	View
NL20	Receipts & Payment Statement	View

Other disclosure NL 21 to NL 41

NL Number	NL Name	Link
NL21	Statement of Liabilities	View
NL22	Geographical Distribution of Business	View
NL23	Reinsurance Risk Concentration	View
NL24	Ageing of Claims	View
NL25	Claims Data	View
NL26	Claims information	View
NL27	Offices	View
NL28	Statement of Investment of Assets	View
NL29	Debt Securities	View
NL30	Analytical Ratios	View
NL31	Related Party Transactions	View
NL32	Product Information	View
NL33	Solvency	View
NL34	Board of Directors & Management	View
NL35	NPAs	View
NL36	Yield on Investment	View
NL37	Downgrading of Investment	View
NL38	Quarterly Business Returns for different of business	View
NL39	Rural & Social Sector Obligations	View
NL40	Business acquisition throught different channels	View
NL41	Grievance Disposal	View

Financial Year April 2019 - March 2020

Accordion

Financial disclosures NL 1 to NL 20

	Documents	Web
NL1	Revenue Account	View
NL2	Profit & Loss Account	View
NL3	Balance Sheet	View
NL4	Premium	View
NL5	Claims incurred	View
NL6	Commission	View
NL7	Operating Expenses	View
NL8	Share Capital	View
NL9	Pattern of Shareholding	View
NL10	Reserves and Surplus	View
NL11	Borrowings	View
NL12	Investment	View
NL13	Loans	View
NL14	Fixed Assets	View
NL15	Cash And Bank Balance	View
NL16	Advances & Other Assets	View
NL17	Current Liabilities	View
NL18	Provisions	View
NL19	Misc Expenditure	View
NL20	Receipts & Payment Statement	View

Other disclosure NL 21 to NL 41

NL Number	NL Name	Link
NL21	Statement of Liabilities	View
NL22	Geographical Distribution of Business	View
NL23	Reinsurance Risk Concentration	View
NL24	Ageing of Claims	View
NL25	Claims Data	View
NL26	Claims information	View
NL27	Offices	View
NL28	Statement of Investment of Assets	View
NL29	Debt Securities	View
NL30	Analytical Ratios	View
NL31	Related Party Transactions	View
NL32	Product Information	View
NL33	Solvency	View
NL34	Board of Directors & Management	View
NL35	NPAs	View
NL36	Yield on Investment	View
NL37	Downgrading of Investment	View
NL38	Quarterly Business Returns for different of business	View
NL39	Rural & Social Sector Obligations	View
NL40	Business acquisition throught different channels	View
NL41	Grievance Disposal	View

Financial Year April 2018 - March 2019

Accordion

Financial disclosures NL 1 to NL 20

	Documents	Web
NL1	Revenue Account	View
NL2	Profit & Loss Account	View
NL3	Balance Sheet	View
NL4	Premium	View
NL5	Claims incurred	View
NL6	Commission	View
NL7	Operating Expenses	View
NL8	Share Capital	View
NL9	Pattern of Shareholding	View
NL10	Reserves and Surplus	View
NL11	Borrowings	View
NL12	Investment	View
NL13	Loans	View
NL14	Fixed Assets	View
NL15	Cash And Bank Balance	View
NL16	Advances & Other Assets	View
NL17	Current Liabilities	View
NL18	Provisions	View
NL19	Misc Expenditure	View
NL20	Receipts & Payment Statement	View

Other disclosure NL 21 to NL 41

NL Number	NL Name	Link
NL21	Statement of Liabilities	View
NL22	Geographical Distribution of Business	View
NL23	Reinsurance Risk Concentration	View
NL24	Ageing of Claims	View
NL25	Claims Data	View
NL26	Claims information	View
NL27	Offices	View
NL28	Statement of Investment of Assets	View
NL29	Debt Securities	View
NL30	Analytical Ratios	View
NL31	Related Party Transactions	View
NL32	Product Information	View
NL33	Solvency	View
NL34	Board of Directors & Management	View
NL35	NPAs	View
NL36	Yield on Investment	View
NL37	Downgrading of Investment	View
NL38	Quarterly Business Returns for different of business	View
NL39	Rural & Social Sector Obligations	View
NL40	Business acquisition throught different channels	View
NL41	Grievance Disposal	View

Financial Year April 2017 - March 2018

Accordion

Financial disclosures NL 1 to NL 20

	Documents	Web
NL1	Revenue Account	View
NL2	Profit & Loss Account	View
NL3	Balance Sheet	View
NL4	Premium	View
NL5	Claims incurred	View
NL6	Commission	View
NL7	Operating Expenses	View
NL8	Share Capital	View
NL9	Pattern of Shareholding	View
NL10	Reserves and Surplus	View
NL11	Borrowings	View
NL12	Investment	View
NL13	Loans	View
NL14	Fixed Assets	View
NL15	Cash And Bank Balance	View
NL16	Advances & Other Assets	View
NL17	Current Liabilities	View
NL18	Provisions	View
NL19	Misc Expenditure	View
NL20	Receipts & Payment Statement	View

Other disclosure NL 21 to NL 41

NL Number	NL Name	Link
NL21	Statement of Liabilities	View
NL22	Geographical Distribution of Business	View
NL23	Reinsurance Risk Concentration	View
NL24	Ageing of Claims	View
NL25	Claims Data	View
NL26	Claims information	View
NL27	Offices	View
NL28	Statement of Investment of Assets	View
NL29	Debt Securities	View
NL30	Analytical Ratios	View
NL31	Related Party Transactions	View
NL32	Product Information	View
NL33	Solvency	View
NL34	Board of Directors & Management	View
NL35	NPAs	View
NL36	Yield on Investment	View
NL37	Downgrading of Investment	View
NL38	Quarterly Business Returns for different of business	View
NL39	Rural & Social Sector Obligations	View
NL40	Business acquisition throught different channels	View
NL41	Grievance Disposal	View

Financial Year April 2016 - March 2017

Accordion

Financial disclosures NL 1 to NL 20

	Documents	Web
NL1	Revenue Account	View
NL2	Profit & Loss Account	View
NL3	Balance Sheet	View
NL4	Premium	View
NL5	Claims incurred	View
NL6	Commission	View
NL7	Operating Expenses	View
NL8	Share Capital	View
NL9	Pattern of Shareholding	View
NL10	Reserves and Surplus	View
NL11	Borrowings	View
NL12	Investment	View
NL13	Loans	View
NL14	Fixed Assets	View
NL15	Cash And Bank Balance	View
NL16	Advances & Other Assets	View
NL17	Current Liabilities	View
NL18	Provisions	View
NL19	Misc Expenditure	View
NL20	Receipts & Payment Statement	View

Other disclosure NL 21 to NL 41

NL Number	NL Name	Link
NL21	Statement of Liabilities	View
NL22	Geographical Distribution of Business	View
NL23	Reinsurance Risk Concentration	View
NL24	Ageing of Claims	View
NL25	Claims Data	View
NL26	Claims information	View
NL27	Offices	View
NL28	Statement of Investment of Assets	View
NL29	Debt Securities	View
NL30	Analytical Ratios	View
NL31	Related Party Transactions	View
NL32	Product Information	View
NL33	Solvency	View
NL34	Board of Directors & Management	View
NL35	NPAs	View
NL36	Yield on Investment	View
NL37	Downgrading of Investment	View
NL38	Quarterly Business Returns for different of business	View
NL39	Rural & Social Sector Obligations	View
NL40	Business acquisition throught different channels	View
NL41	Grievance Disposal	View

SCOR SE India Branch
6th Floor, No. 63, North Avenue 2, Maker Maxity, Bandra-Kurla Link Road,
Bandra-Kurla Complex, Bandra (East),
400051 Mumbai
Tel.: +91 22 6116 3900